FIX N FLIP

Loan Amount: $75,000 – $30,000,000
Terms: 12 months to 30 years
LTV: up to 90%
Amortization: Up to 30 years
Interest Rate: Starting at 7%
Foreign Nationals qualify
Interest-only monthly payments, or fully amortized periods
Closing time: 2 to 4 Weeks
Rehab Costs: Up 100%
States Available: All 50 U.S. States

FIX N RENT

Loan Amount: $100,000 – $30,000,000 LTV: Up to 80% No Seasoning620 Min FICOInterest Rate: Starting at 3.5%No W2s, Paystubs, Tax Returns, etc.Single-Family Rental (SFR), Condos, Townhomes, 2-4 UnitsTerm: 1 Yr, 7 Yr, 10 Yr, 30 Yr FixedNationwideForeign Nationals OK

BRIDGE LOAN

Fast closing
Exterior valuations*
No prepayment penalty
Up to 80% LTV
Non-recourse available
13, 19, 24-month term options
Single loans and portfolio blanket loans

The first thing you’d need to get approved for a Hard Money loan is to have at least 10% to 20% down payment in the case of a purchase, or substantial equity in the property if you’re looking for a cash-out refinance.
The higher the down payment or property equity you have, the more likely you will be approved. We will also look at your credit score and cash reserves. We look at this to assess if you can make payments on time and pay for other costs like taxes, insurance, etc. Last but not least, we will look at the borrower’s experience in real estate.
If this is the first time that the borrower is going to finance investment real estate, he or she might face more scrutiny than a borrower with years of experience in these types of deals.

Just contact us with the answers to these questions and we will give you a quick estimate:
1. Property Address?2. Property type?3. If purchase, what is the purchase price and down payment available?4. If refinance, what is the estimated value? And what is the amount owed?5. Closing under entity (LLC or Inc) or personal name?6. Amount of liquid assets available?7. How many investment properties have been owned by the borrower in the last 36 months?8. What is the estimated credit score?9. Is the property generating income?10. Rate and term expectations?